Get out of your financial rut 

In a few minutes a day, discover how tracking your weekly spending can help you be more intentional with your finances - and find opportunities to create awareness around your money and save more.

managing your finances during uncertainty

I want you to know I am here for you.  My goal is to help you remain consistent and empower and support you to be intentional with your finances even during this season. Now, more than ever is the opportunity for you to show up for yourself. Maybe you still have income coming in.Maybe you experienced […]

Budgeting

How to Manage Your Expenses During Uncertainty

The question my community is always asking is “How can I stop overspending? I have good intentions but often lose sight.” Society says stop buying the latte. Social media is telling you to go for a month with no spend days. Well, I don’t think either is the answer because neither addresses your mindset or […]

Budgeting

How to Stop Overspending

Maybe you’ve taken on some extra hours at work or you started working a second job because your goal this year is to save money to travel or pay down your debt. But the reality is you have no idea where the extra money is going. You still don’t have the travel fund. You haven’t […]

Financial Coach

How to Use Extra Income to Reach Your Goals

Receive Your Biggest Refund Yet. Have you seen this headline in your inbox?Whether you love or hate this time of year I want to encourage you to set a clear intention for your tax refund. Taking the time to create a plan for your refund can help you make sure your refund doesn’t just disappear. […]

Budgeting

How to Use Your Tax Refund

A simple habit I’ve adopted is checking my paystub at the beginning of the year. Why? Well, simply put numbers fluctuate. Whether it’s new tax laws, a raise (woot! woot!), or a change in your contributions to retirement or healthcare these are just a few of the reasons why your paycheck may fluctuate at the […]

Financial Habit

How to gain clarity with your money at the start of the year

Hopefully, you have recovered from the holidays, which is why I want to help you start preparing for the 2020 holiday season. You may be thinking Keina isn’t this a little early? We’ve got the entire year! Well, it is early but this is what financial preparation is all about. Giving yourself plenty of time […]

Budgeting

Three Steps to Financially Prepare for the Holidays

What would you do if you did not receive your paycheck next payday? Well, that happened to a friend of mine about a month ago. I received a text from her telling me none of the employees at her job had been paid because there was an error in payroll – and that she wasn’t […]

Budgeting

How to Handle an Interruption in Pay

managing your finances during uncertainty

One of my favorite ways to support clients is by helping them make a plan to spend less or stay within their budget. When we’re looking at spending less, the common area that most of my clients need support is keeping their groceries or eating out budget under control. I’m fairly confident that this will […]

Budgeting

Three Ways to Stay Within Your Budget

Guess what, Christmas is not an emergency expense so you shouldn’t be depleting your savings or charging your Christmas on credit cards. You meant to start saving for Christmas in January but didn’t get around to it – and we don’t need to live in the moment of shoulda, woulda, coulda. Let’s develop a plan […]

Budgeting

A Savings Plan for a Debt Free Christmas

Sometimes the electric bill is $74.11, sometimes the electric bill is $102.48, and other months the electric bill is $56.89. How am I supposed to budget when my utility bills are always fluctuating? It’s not as hard as you think – and today I’m sharing the simple approach I use to manage fluctuating utility bills […]

Budgeting

How to Deal with Those Annoying Fluctuating Bills

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