Get out of your financial rut 

In a few minutes a day, discover how tracking your weekly spending can help you be more intentional with your finances - and find opportunities to create awareness around your money and save more.

Guess what, Christmas is not an emergency expense so you shouldn’t be depleting your savings or charging your Christmas on credit cards. You meant to start saving for Christmas in January but didn’t get around to it – and we don’t need to live in the moment of shoulda, woulda, coulda. Let’s develop a plan […]


A Savings Plan for a Debt Free Christmas

Sometimes the electric bill is $74.11, sometimes the electric bill is $102.48, and other months the electric bill is $56.89. How am I supposed to budget when my utility bills are always fluctuating? It’s not as hard as you think – and today I’m sharing the simple approach I use to manage fluctuating utility bills […]


How to Deal with Those Annoying Fluctuating Bills

Let’s talk about all those unexpected and infrequent expenses. You know the random flat tire right before payday. The impromptu flight home you need to get home. The emergency surgery your beloved pet needs. Or let us not forget the inevitable year of weddings. I am sure you have your own list of unexpected expenses […]


How to Budget for Unexpected and Infrequent Expenses

When I ask people how they manage their money, they commonly tell me I don’t really budget as long as I have enough to pay my bills. Or they look to see if they have money to spend based on their next payday. And for most people, it seems to work. You aren’t overdrafting your […]


Do Your Dollars Have A Name?

You may think that you need to have your money in order and understand complex concepts like compound interest and credit scores and retirement plans in order to benefit from working with a financial coach. What you really need is faith. Why faith?? Well, faith gets you to do what seems impossible. Faith helps you […]


What You Really Need Is Faith

People in my community often wonder what’s the best way to pay off their debt. There are a few approaches but the main ones are debt snowball and debt avalanche. Here is a quick Q&A and a few resources to build your knowledge so you can decide which approach would work best for you. With […]

Debt Payoff

What’s the Best Approach to Pay Off Debt?

You: I save money every month. Me: How much do you save each month? You : Well, it depends on what I have left after I pay all my bills and other expenses. I’m going to go out on a limb and say this may resonate with you because I see it with my clients […]


How to Save Consistently

If you follow me on social media, you know I talk a lot about having money dates. Today I want to let you know why. Simply put, this small habit has been a game-changer for me and my clients. Money dates were the building blocks of my personal finance story. When I graduated from college, […]

Financial Habit

Will You Go On A Date With Me?

The question my community is always asking is “Should I pay off my debt if I have money in my bank account?” Someone like Dave Ramsey would say “keep $1000, and put the rest towards your debt. Then proceed to baby step 2: pay off all non-mortgage debt using the debt snowball”. My answer is […]


Should I pay off my debt if I have money in my savings?

What are you saving for? This is something I ask potential clients during a complimentary call and often times they reply, “I actually don’t know.” When I dig a little deeper, folks may share that they’re saving because they know “it’s what they’re supposed to do”. Others let me into the emotional side of their […]


What Are You Saving For?

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