I believe that you have your own story and your journey should be personal and take into account where you are right now, your priorities, and your past relationship with money, 

In a world of social media where people post about paying off $100,000 of debt in three months, you may be left wondering if you have what it takes to get out of debt or save more. Or maybe you’re wondering if you’ll be stuck eating rice and beans or a peanut butter sandwich with Dave Ramsey because his baby steps just doesn't seem realistic for where you are in your life.  

I take these things into consideration when working with you so that you have the tools you need to change your relationship with money and start seeing your savings increase and your debt decrease.

Working with me, as your financial coach, means you will...

• Get comfortable having conversations about money

• Get out of the paycheck to paycheck cycle

• Have clarity with how your money is helping you reach your goals

• Stop overspending because you will have a spending plan

• Finally get started on your emergency fund

• Have peace of mind about your finances

• Use what you’ve learned to empower others

• Experience joy and possibility where you once felt shame, overwhelm, and anxiety

Money dates will help you to start and continue to build confidence and clarity with your money. 

This guide will show you how to start having money dates with yourself and walk you through a series of prompts that will help you create the results you desire.

My story to changing my relationship with money

I grew up in a single-income household. My dad was in the military, and my mom stayed at home. Please understand, we were not well off by any means. They stretched a single income in the only way they knew how: through sacrifice.

As an adult, I knew I wanted to build from the foundation my parents provided. But when I graduated college, I had $75,000 in student loans and only made $33,000 a year. I was completely overwhelmed, stressed, and spinning my wheels about my own finances.

It felt like debt was holding me back from LIFE! I had gone to college to better myself, to do better than my parents, and to truly thrive. But I left college feeling like I needed to give up on a personally fulfilling opportunity to get a job that would pay my bills and do all the things that society said I needed to use my money for like max out my retirement, contribute to a Roth IRA, pay rent, pay utilities, and pay back debt.

The problem was I did not know where to start.

At the age of 22, I made some big shifts. I decided what my priorities were, I stopped comparing my situation to anyone else's. I created solutions to the problems in front of me. I began to make sacrifices that would change my financial future. I knew this would be temporary, even if temporary meant five, ten, or twenty years out.

And I started having money dates with myself. Yes, money dates.

The first date was about my current situation. How much debt was I in? How much money was I bringing home? What essential expenses did I have? What frivolous expenses did I have? How much did I have in savings?

On the second date, I examined my goals. Why was improving my financial situation important to me? Why did it matter in the end?

On the third date, I reflected on the big picture. I needed to make my funds work for me. My income needed to align with my values and my goals. I had to start somewhere, so I focused on the how. I gave every dollar a home. I created amortization tables for my student loans. I designed a savings table. I projected my future spending.

And in every date after that, I held myself accountable and checked off financial milestones. Slowly but surely, I saved $1,000 or paid off one loan. With time and consistency, I was able to create a plan to pay off my student loans, increase my savings to build a six month emergency fund, save for a down payment for my first home, start a Roth IRA, and increase my retirement fund.

My money dates helped me get out of the overwhelm but they did more than that. They also helped me see that helping people with their own financial challenges was my life’s work. Throughout my journey, I was transparent with my circle of friends, and we openly discussed our financial challenges. I was able to share my story and, in this way, support them in their personalized journey.

So while I may be a financial coach today, I’ve been where you are. I’ve been the young professional making $33,000 a year. I’ve had monthly student loan payments that were as high as a rent payment. I’ve charged up credit cards. I’ve gone on a trip, knowing I didn’t have the cash. I’ve joined the Joneses family when I should’ve just stayed put. I’ve wondered if I’d ever get out of debt. But being there has taught me perseverance, humility, and perspective.

Not only that- being where you are today has also given me the experience, skillset, and the tools to help others, like you, through their financial journey so that they can experience successes they could not alone.

I started Wealth Over Now because my role as a financial coach is the perfect intersection of passion and purpose. I want to bring about generational change, and I truly believe that helping individuals build wealth and change their relationship with money will impact generations.

I imagine the relationships that will change because finances will no longer keep you up at night.

I imagine the generational shifts that will come because you’ll feel empowered to teach others what you’ve learned.

And I imagine you building up a community because you’ll be able to share how you’re achieving your money goals.

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This community is here to encourage and support you in having open and honest conversations about money so you can stop spinning your wheels and finally gain clarity and confidence with your finances.  

is at the heart and core of everything that I do. I’m a lone wolf in DC but travel back to Oklahoma, my hometown, as often as I can to spend time with my parents, brothers, and their families. 

Family

more about me

I love French Press coffee!

I start every morning with a cup. It is the perfect start to my day.

I love French Press coffee! I start every morning with a cup. It is the perfect start to my day.

I enjoy CrossFit and boxing. My fitness journey has taught me so much about consistency and how great it feels to show up for yourself. In the moment, it never seems like one workout is impactful but the summation of one workout after another is what drives results. 

I love to travel and get outdoors both as a way to appreciate my life, enjoy new experiences, and reset and recharge. I’m looking forward to carving out more time for simple experiences and adventures in my own backyard like hiking Old Rag in Virginia, road tripping to Asheville, North Carolina, or extending a business trip to check out the Grand Canyon in Arizona. 

Not only do I love to talk about money, I also love to spend money. My mother gave me a lot of great qualities, one of which is expensive taste in all things!

I enjoy crossfit and boxing.

My fitness journey has taught me so much about consistency and how great it feels to show up for yourself. In the moment, it never seems like one workout is impactful but the summation of one workout after another is what drives results. 

Both as a way to appreciate my life, enjoy new experiences, and reset and recharge. I’m looking forward to carving out more time for simple experiences and adventures in my own backyard like hiking Old Rag in Virginia, road tripping to Asheville, North Carolina, or extending a business trip to check out the Grand Canyon in Arizona. 

I love to travel and get outdoors

Not only do I love to talk about money,

I also love to spend money. My mother gave me a lot of great qualities, one of which is expensive taste in all things! Because I know this about myself I have learned how to incorporate the things I love into my spending plan and have make it a practice to check with my emotional state before I purchase something.

I know you feel that debt is holding you back from achieving your dreams. You want to do more with your money because you dream of owning a home but your savings is either nonexistent or you save inconsistently. Deep inside you are worried that if they do not get control of their finances it will jeopardize your success in a future or current relationship. 

LEt me help you shake off the overwhelm and gain financial confidence

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