Get out of your financial rut 

In a few minutes a day, discover how tracking your weekly spending can help you be more intentional with your finances - and find opportunities to create awareness around your money and save more.

What would you do if you did not receive your paycheck next payday? Well, that happened to a friend of mine about a month ago. I received a text from her telling me none of the employees at her job had been paid because there was an error in payroll – and that she wasn’t […]

Budgeting

How to Handle an Interruption in Pay

Me: How Much Do You Owe in Credit Card Debt? You: It’s a lot. I can relate. I was in $75,000 worth of student loan debt and incurred credit card debt along the way but getting clear on exactly how much debt I was in was one of the best things I EVER did for […]

Debt Payoff

Pay Off Your Debt Once and For All

Did you know I have 20/20 vision? Thanks to an FSA account I contributed to and the Lasik it helped me pay for! I hope you feel a little closer to me now. When I first started working in a professional setting, I never took advantage of an FSA or HSA because I did not […]

Saving

Should I use an FSA or HSA to help me save for healthcare needs?

managing your finances during uncertainty

One of my favorite ways to support clients is by helping them make a plan to spend less or stay within their budget. When we’re looking at spending less, the common area that most of my clients need support is keeping their groceries or eating out budget under control. I’m fairly confident that this will […]

Budgeting

Three Ways to Stay Within Your Budget

A few weeks ago, I got a promotion in the mail that said “Conquer Your Debt…Pay Down Your Credit Card Balance and Watch It Disappear.” I’m sure you’ve seen something similar in your mailbox- a balance transfer that promises to get you out of debt. And maybe you’ve wondered if it’s your ticket out. To […]

Debt Payoff

What is the Deal with Credit Card Balance Transfers?

Guess what, Christmas is not an emergency expense so you shouldn’t be depleting your savings or charging your Christmas on credit cards. You meant to start saving for Christmas in January but didn’t get around to it – and we don’t need to live in the moment of shoulda, woulda, coulda. Let’s develop a plan […]

Budgeting

A Savings Plan for a Debt Free Christmas

Sometimes the electric bill is $74.11, sometimes the electric bill is $102.48, and other months the electric bill is $56.89. How am I supposed to budget when my utility bills are always fluctuating? It’s not as hard as you think – and today I’m sharing the simple approach I use to manage fluctuating utility bills […]

Budgeting

How to Deal with Those Annoying Fluctuating Bills

I keep throwing money at my credit card debt but it isn’t going anywhere. You are not alone. This is the number one problem that people in my community face and the number one problem we solve by setting up a clear financial system in my one-month coaching intensive. Here’s the scoop and the two […]

Debt Payoff

My Debt Isn’t Moving Even Though I Keep Throwing Money At It

Let’s talk about all those unexpected and infrequent expenses. You know the random flat tire right before payday. The impromptu flight home you need to get home. The emergency surgery your beloved pet needs. Or let us not forget the inevitable year of weddings. I am sure you have your own list of unexpected expenses […]

Budgeting

How to Budget for Unexpected and Infrequent Expenses

When I ask people how they manage their money, they commonly tell me I don’t really budget as long as I have enough to pay my bills. Or they look to see if they have money to spend based on their next payday. And for most people, it seems to work. You aren’t overdrafting your […]

Budgeting

Do Your Dollars Have A Name?

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