Get out of your financial rut 

In a few minutes a day, discover how tracking your weekly spending can help you be more intentional with your finances - and find opportunities to create awareness around your money and save more.

Hopefully, you have recovered from the holidays, which is why I want to help you start preparing for the 2020 holiday season. You may be thinking Keina isn’t this a little early? We’ve got the entire year! Well, it is early but this is what financial preparation is all about. Giving yourself plenty of time […]

Budgeting

Three Steps to Financially Prepare for the Holidays

Ugh! Why am I still in credit card debt? You’ve been carrying this credit card debt all year. In fact, your debt hasn’t moved since last year. If anything, it’s increased! You’ve been throwing money at it but you just can’t seem to get that number to budge. Let’s get real. First, I want to […]

Debt Payoff

Get Out of Credit Card Debt by Asking These Four Questions

One of my favorite ways to save money is to negotiate my recurring bills. That means that, at least once a year, you’ll find me calling my cell phone carrier, my car insurance company and my cable provider to see where I’m missing out on opportunities to save. This week, I want you to do […]

Saving

The Easiest Way to Save

What would you do if you did not receive your paycheck next payday? Well, that happened to a friend of mine about a month ago. I received a text from her telling me none of the employees at her job had been paid because there was an error in payroll – and that she wasn’t […]

Budgeting

How to Handle an Interruption in Pay

Me: How Much Do You Owe in Credit Card Debt? You: It’s a lot. I can relate. I was in $75,000 worth of student loan debt and incurred credit card debt along the way but getting clear on exactly how much debt I was in was one of the best things I EVER did for […]

Debt Payoff

Pay Off Your Debt Once and For All

Did you know I have 20/20 vision? Thanks to an FSA account I contributed to and the Lasik it helped me pay for! I hope you feel a little closer to me now. When I first started working in a professional setting, I never took advantage of an FSA or HSA because I did not […]

Saving

Should I use an FSA or HSA to help me save for healthcare needs?

managing your finances during uncertainty

One of my favorite ways to support clients is by helping them make a plan to spend less or stay within their budget. When we’re looking at spending less, the common area that most of my clients need support is keeping their groceries or eating out budget under control. I’m fairly confident that this will […]

Budgeting

Three Ways to Stay Within Your Budget

A few weeks ago, I got a promotion in the mail that said “Conquer Your Debt…Pay Down Your Credit Card Balance and Watch It Disappear.” I’m sure you’ve seen something similar in your mailbox- a balance transfer that promises to get you out of debt. And maybe you’ve wondered if it’s your ticket out. To […]

Debt Payoff

What is the Deal with Credit Card Balance Transfers?

Guess what, Christmas is not an emergency expense so you shouldn’t be depleting your savings or charging your Christmas on credit cards. You meant to start saving for Christmas in January but didn’t get around to it – and we don’t need to live in the moment of shoulda, woulda, coulda. Let’s develop a plan […]

Budgeting

A Savings Plan for a Debt Free Christmas

Sometimes the electric bill is $74.11, sometimes the electric bill is $102.48, and other months the electric bill is $56.89. How am I supposed to budget when my utility bills are always fluctuating? It’s not as hard as you think – and today I’m sharing the simple approach I use to manage fluctuating utility bills […]

Budgeting

How to Deal with Those Annoying Fluctuating Bills

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