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Money Talk

How to Use Extra Income to Reach Your Goals

Maybe you’ve taken on some extra hours at work or you started working a second job because your goal this year is to save money to travel or pay down your debt. But the reality is you have no idea where the extra money is going. You still don’t have the travel fund. You haven’t […]

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Three Questions to Ask Before You Change Your Spending

One of the things my clients worry about before working with me is what they’ll have to let go of to gain clarity and confidence with their money. They wonder if they’ll have to say no traveling, if they’ll be able to have a latte or if they’ll still be able to go to brunch […]

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How to Handle an Interruption in Pay

What would you do if you did not receive your paycheck next payday? Well, that happened to a friend of mine about a month ago. I received a text from her telling me none of the employees at her job had been paid because there was an error in payroll – and that she wasn’t […]

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Get out of your financial rut

In a few minutes a day, discover how tracking your weekly spending can help you be more intentional with your finances - and find opportunities to create awareness around your money and save more.

The question my community is always asking is “Should I pay off my debt if I have money in my bank account?” Someone like Dave Ramsey would say “keep $1000, and put the rest towards your debt. Then proceed to baby step 2: pay off all non-mortgage debt using the debt snowball”. My answer is […]

Budgeting

Should I pay off my debt if I have money in my savings?

What are you saving for? This is something I ask potential clients during a complimentary call and often times they reply, “I actually don’t know.” When I dig a little deeper, folks may share that they’re saving because they know “it’s what they’re supposed to do”. Others let me into the emotional side of their […]

Budgeting

What Are You Saving For?

Can you commit to spending five minutes a day with your money? In the last week, I’ve logged into my bank account and adjusted my budgeting spreadsheet at least three times. You may be saying “Keina you’re just doing too much!” But I’d challenge you to question that judgment because checking in regularly with your […]

Budgeting

Five Minutes A Day Takes The Financial Rut Away

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